PM Kisan Credit Card Scheme 2021, Kisan Credit Card Status, KCC Scheme apply online will be discussed on this page.
Kisan Credit Card Scheme 2021
The Government of India from time to time runs ambitious schemes for the benefit of the farmers of the country like PM Kisan Samman Nidhi Yojana. The government is also running another similar scheme, which is named Kisan Credit Card Scheme. Under this scheme, the Government of India provides loans to all the poor farmers of the country at very low interest rates so that every farmer can get money for his needs. For this every farmer of the country can apply and get loan as per his requirement. The farmer can repay this loan in easy installments of his choice. In today’s article, to know in detail about the KCC Plan, then definitely read the entire article carefully, so that you can understand everything well, let’s start now.
PM Kisan Credit Cards Yojana
The Union Agriculture Minister, Government of India, Shri Narendra Singh Tomar has announced that KCC Yojana will be provided to all farmers. The benefit of KCC Yojana will help the farmers to emerge from the Covid-19 pandemic. This scheme is going on since last year. He says that all the schemes of the central government should be implemented properly and their benefits should reach all the farmers. Let us know other aspects related to the scheme.
Get Low Interest Rate Loan from KCC Scheme
The KCC scheme is not limited to agriculture only, but people doing business like animal husbandry and fisheries can also get a loan of up to ₹ 200000, while poor farmers are being given a loan of up to ₹ 300000 under this scheme. The interest rate on this KCC scheme is 9 percent but in this the government provides a subsidy of 2 percent. That is, the farmer will have to deposit the money at the interest rate of 7% on the money taken.
Required Criteria for Kisan Credit Card Status
Anyone associated with farming, fisheries and animal husbandry can take advantage of the Kisan Credit Card scheme. For this, the minimum age of the candidate should not be more than 18 years and maximum 75 years. If the age of the farmer is more than 60 years then he can also take the help of co-applicant. For more information about this, you can find out in your nearest bank.
How to get Apply online for Kisan Credit Cards?
Under the KCC scheme run by the government, every farmer is given a credit card. Let us know how you can get Kisan Credit Card.
- Firstly visit the official website pmkissan.gov.in.
- Here you will get the Kisan Credit Cards Form.
- Download the Kisan Credit Card form available on the portal. Fill all the necessary information asked in it correctly and attach the necessary documents and submit it to your nearest bank, after which you will get Kisan Credit Card.
If you want to take advantage of KCC Scheme then you must have the following documents..
Aadhar card linked mobile number, land documents, passport size photograph, residence proof, driving license, voter ID, bank passbook details etc.
If you have the above document then you can easily get Kisan Credit cards
Benefits of Kisan Credit Cards
Under the KCC scheme, every farmer is given a loan according to his need at an affordable rate of interest. Under this, farmers can take loans up to ₹ 160000. Actually small farmers need money at the time of sowing the crop. In such a situation, if money is not available with them from time to time, then their crop is not able to produce properly. Keeping all these things in mind, the government has started this scheme, with the help of which every farmer of the country can get loan in easy installments at least interest rate. The goal of this scheme is to provide credit cards to 14 crore farmers of the country.
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